In
general Dental plans are a low cost alternative to dental insurance. Dental
care services become more affordable with discount dental plans for families in
the lower income bracket. A dental plan is a kind of a club you join where we
have a section of providers and consumers. In a discounted dental plan, the
providers have agreed to provide the services at a discounted rate. As a
consumer, one just has to display his or her membership card while visiting the
provider. These discounted dental plans do not purport to insurance in any way,
they are just discount programs.
Choosing a Dental Plan
While
taking a decision on a discounted dental plan, it is important to be fully
informed so that one can make a confident decision. The internet would be great
tool to search for various plans in your area and compare them. Keeping the
cost and benefits offered in mind, an informed decision can be made against the
backdrop of your needs. Joining or enrolling in any of these plans is easy and
quick; you just have to pay the fee using your credit card or electronic check
and get the package online, in a matter of minutes. Many of these packages come
with a 30 day money back guarantee, which means if you are not satisfied with
the package or services, you can get your money back within 30 days without any
questions being asked.
Many
discounted dental plans offer ways to save on more than dental care, offering
discounts on pharmacy prescriptions, vision etc. Keep these in mind while comparing
the plans.
Using your discounted Dental plan
After
you join a discounted dental plan you can start using the plan immediately
without any waiting period. Benefits for most discounted dental plans are
activated within 48 hours from enrolling.
When
you use the discounted dental plan, make sure you call the empanelled provider
dentist for an appointment. When you reach the dentist to keep your
appointment, make sure you show the discount dental plan card to the
receptionist to avoid confusion, it will ensure that you are charged the
discounted rate in the first place.
The
payment at the discounted rate is to be made at the time of taking the service.
There are no hassles of paperwork and claims as in insurance plans.